Considering Bankruptcy? Get the Facts Today! I Can help!

Finances tight and you are barely able to make regular payments or put food on the table? Are you constantly being called by collectors? End this stressful time today! Clay Davis is ready to put you back in control of your life today with chapter 7 or 13 bankruptcy. Clay understands the stress and worry that consume your life. He shows you the compassion you need and the options that can help you regain control of your life and restore peace of mind. I Can Help!

Ask yourself these questions

  • Facing foreclosure? Behind on your mortgage?
  • Tenant, facing eviction?
  • Having trouble making minimum credit card payments?
  • Behind on your car payments? Facing repossession?
  • Having your wages garnished?
  • Falling behind on title or payday loans? Rent-to-own contracts?
  • Buried in uncovered medical expenses?
  • Living paycheck to paycheck?
  • Struggling because of divorce or contemplating divorce?
  • Job Loss or loss of wages?
  • Dealing with Non-Stop Collection Calls?
  • Do you want Control of your Life Back?

Life changing decisions require ACTION!

Chapter 13 Bankruptcy:

  • For those who have significant equity in a home or other property and want to keep it
  • For those who have a regular income and can pay for living necessities, but scheduled payments are difficult to maintain
  • You are allowed to keep most of your property while spreading out time between payments on past due accounts
  • Between 3-5 years will be allotted to catch up on delinquent accounts
  • Mortgage repayment plans can stop the foreclosure process and eliminate your debt so you can afford your mortgage
  • Stop creditor calls
  • Co-signers may be protected

Chapter 7 Bankruptcy:

  • For those with little property, minus basic necessities
  • For those who have little money after or difficulty meeting the payments for basic expenses
  • Most unsecured debts can be completely eliminated
  • Quick process
  • Stops creditor calls

Only your attorney can decide which form of bankruptcy is right for you, call Clay Davis today at 770-957-3492